Modernize Your
PIX Infrastructure
Faster | Cheaper | Future-Ready
1,500
Sustained TPS
4-6
Weeks to Go-Live
40%
Cost Savings
71
BACEN Messages
We Understand Your Challenges
Common pain points from legacy PIX system operators
💰
Maintenance Costs
Legacy infrastructure requires specialized teams and expensive licenses
🐌
Slow Deployments
Updates take months, not days. Every change is a risk.
📈
Scale Limits
System crashes at peak volume. Maximum capacity ~400 TPS.
📋
BACEN Compliance
Each new regulation requires weeks of development.
👴
Obsolete Stack
.NET Framework, Windows Server, SQL Server. Hard to find developers.
🔧
Manual Testing
No simulation environment. Testing only on limited BACEN sandbox.
The DICTRA Difference
| Feature | Your Current System | DICTRA |
|---|---|---|
| Time to Deploy | Months | Days |
| TPS Capacity | ~400 | 1,500 (3,000 burst) |
| BACEN Coverage | Partial (~60%) | 100% (71 messages) |
| Test Environment | BCB sandbox only | Own simulator included |
| Infrastructure | Complex on-premise | Managed cloud |
| Team Required | 5-10 specialists | 1-2 operators |
Complete Platform
Everything you need to operate PIX at scale
💳
SPI Service
Instant payments, balances, batches, recurrence, returns
🔑
DICT Service
PIX keys, claims, portability, complete MED 2.0
🏦
Settlement Service
QR Codes, CNAB, reconciliation, files
🖥️
Admin Portal
84 pages for complete team operations
📱
User Portal
25 white-label pages for your customers
🧪
BACEN Simulator
71 message types. Test without sandbox dependency.
Architecture that Scales
🔒 Security
mTLS End-to-End
JWT + RBAC
AES-256 Encryption
Complete Audit Trail
⚙️ Microservices (Go + Kubernetes)
Auth Service
DICT Service
SPI Service
Settlement Service
BACEN Gateway
BACEN Simulator
🗄️ Data & Messaging
PostgreSQL (HA)
Redis Cluster
NATS JetStream
5-Year Retention
📊 Observability
Prometheus
Grafana (4 dashboards)
OpenTelemetry
24/7 Alerts
Guaranteed Performance
1,500
Sustained TPS
25M
Transactions/Day
<200ms
P95 Latency
99.9%
Uptime SLA
5 years
BACEN Retention
71
Message Types
Auto
On-Demand Scaling
100%
MED 2.0 Complete
Simple Migration
Go-live in 4-6 weeks with zero risk
1
Parallel Setup
Weeks 1-2
DICTRA alongside legacy
DICTRA alongside legacy
2
Validation
Weeks 3-4
Both in production
Both in production
3
Cutover
Weeks 5-6
DICTRA primary
DICTRA primary
✓
Go-Live
Complete
Legacy decommissioned
Legacy decommissioned
4-6
Total Weeks
0
Downtime
100%
Rollback Guaranteed
🔴 Live Demo
See DICTRA in Action
Let's walk through the platform together
1
Admin Portal
Dashboard, transactions, monitoring, configuration
2
Payment Flow
Create key, initiate payment, confirm, receive
3
BACEN Simulator
71 message types, test scenarios, validation
Your Investment
Setup Fee
R$ 30,870
One-time | Complete setup
Monthly Fee
R$ 90,000
Recurring | Support included
Per Transaction
R$ 0.0015
After 5M tx | Variable
| Monthly Volume | You Pay DICTRA | Competitor A | Competitor B | Your Savings |
|---|---|---|---|---|
| 100 million | R$ 250,000 | R$ 383,000 | R$ 1,250,000 | 35-80% |
| 400 million | R$ 690,000 | R$ 1,140,000 | R$ 4,850,000 | 39-86% |
| 750 million | R$ 1,215,000 | R$ 2,020,000 | R$ 9,050,000 | 40-87% |
Your Revenue Potential
Charging R$ 0.03 per transaction to your customers
| Monthly Volume | You Pay DICTRA | You Earn | Monthly Profit | Annual Profit |
|---|---|---|---|---|
| 100 million | R$ 250,000 | R$ 3,000,000 | R$ 2,750,000 | R$ 33,000,000 |
| 200 million | R$ 410,000 | R$ 6,000,000 | R$ 5,590,000 | R$ 67,080,000 |
| 400 million | R$ 690,000 | R$ 12,000,000 | R$ 11,310,000 | R$ 135,720,000 |
| 750 million | R$ 1,215,000 | R$ 22,500,000 | R$ 21,285,000 | R$ 255,420,000 |
17:1
ROI - For every R$ 1 invested
R$ 255M
Annual Profit @ 750M tx
Next Steps
Let's prove it together with BACEN
1
This Week
Sign LOI
Schedule kickoff
Schedule kickoff
2
Weeks 1-2
Environment setup
API integration
API integration
3
Weeks 3-4
Parallel testing
Data validation
Data validation
4
Weeks 5-6
BACEN certification
TOGETHER
TOGETHER
✓
Week 7+
Go-Live!
Production
Production
"Together, we'll validate DICTRA with BACEN and prove the platform.
If you sign, we can start testing next week."
Let's Prove It Together
Modernize your PIX infrastructure and multiply your revenue
📧 sales@dictra.com.br
🌐 dictra.com.br
📍 São Paulo, Brazil
4-6 Weeks | 40% Cheaper | 17:1 ROI